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Tom Hardin doesn’t sound like a movie villain. He sounds like every smart, ambitious person who thinks they’re playing the game the way it’s supposed to be played—until the FBI taps them on the shoulder at 6:30 a.m. outside a dry cleaner. On a recent episode of How Success Happens, I talked with Tom, the former hedge fund analyst turned FBI informant known as “Tipper X,” about how he crossed the line into insider trading and how badly it cost him.

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Horvath was inclined to agree. He said the best learning happens where there is friction, or when a student needs to grapple with a problem and work through it. AI is most effective when experts use it, he argued. Someone with mastery of a skill knows how to deploy a certain AI tool and then fact-check its output. A student, however, doesn’t have mastery and looks to AI only for shortcuts.

14:01, 27 февраля 2026Россия。关于这个话题,safew官方版本下载提供了深入分析